Keri Ragle

55 Congress Street

Asheville, NC
$ 625,000 Beds 5 Baths 3 Sq 2,304 Virtual Tour
Monthly Estimate* How much can I afford?

Centrally located in the heart of Asheville, this 5BD/3BA versatile and spacious home combines exceptional convenience with impressive income potential. Minutes from Downtown Asheville, Mission Hospital, A-B Tech, the River Arts District, iconic local breweries, and historic Biltmore Village, the location couldn't be more ideal. Inside, the home features a light-filled layout complemented by a renovated lower level—perfect for a mother-in-law suite, a private multi-bedroom rental, or mid-term housing. The seller has successfully utilized portions of the home to house traveling medical professionals, providing a steady stream of additional revenue. Unwind on the oversized front porch while taking in year-round views of Downtown Asheville and the surrounding Blue Ridge Mountains. Out back, an expansive backyard offers endless possibilities for gardening, outdoor entertaining, or potential future development. Whether you're seeking a primary residence with passive income, a multi-generational living setup, or an investment property, this Asheville gem delivers on every level. Situated just minutes from Downtown Asheville, this strategically located property is far more than a charming residence—it is a rare chance to capitalize on flexible RS-8 zoning and Asheville’s expanding residential density initiatives. Under current regulations, RS-8 zoning allows 2 units for the initial 4,000 sq. ft. of parcel area, plus 1 additional unit for every extra 1,000 sq. ft. A parcel of 5,000+ sq. ft. can accommodate up to 3 units, opening doors for duplexes, multi-family infill, or expanded Accessory Dwelling Units (ADUs). (Buyer/Buyer's Agent to verify subdivision potential and allowable build parameters with City of Asheville Planning) This home is being sold strictly As-Is and requires unfinished repairs and updates. Schedule your showing today and explore the possibilities!"

Single Family

  • Price
  • $ 625,000
  • City
  • Asheville
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • BUNCOMBE
  • Half Bathrooms
  • 0
  • Area
  • Buncombe County
  • Lot Size
  • 0.35 Acres
  • Zip
  • 28801
  • Sqr Footage
  • 2,304
  • Year Built
  • 1980
  • Style
  • Ranch
  • MLS#
  • 4423785
Listed By: Kilgore & Associates RealEstat; sankilgore@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 2304
Sewer Public Sewer
Heating Baseboard,Electric,Heat Pump
Cooling Ceiling Fan(s),Ductless,Window Unit(s)
Utilities Cable Connected,Electricity Connected,Wired Internet Available
Appliances Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
Development Status Completed
Zoning RS8
Patio/Porch Features Covered,Deck,Front Porch
Architectural Style Ranch
Construction Materials Stone,Wood
Year Built 1980
View City,Long Range,Mountain(s),Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 9648-24-7615-00000
Waterfront Features None
Community Features Recreation Area,Sidewalks,Street Lights
County Buncombe
New Construction No
Property Type Residential
HOA No
Subdivision Name E Riverside Urban Renewal Area
Garage Y/N No
Full Baths 3
Directions ---From Pack Square,head South on Biltmore Avenue. Turn Right onto Hilliard Avenue. Turn Left onto Coxe Avenue or S. French Broad Avenue. Turn Left onto Livingston Street,then Right onto Congress Str
High School Asheville
City Asheville
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Asheville Primary
Middle/Junior High School Asheville
Additional Parcels Y/N No
Virtual Tour https://listings.mmtriad.com/sites/rxowqaln/unbranded
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions Manufactured Home Not Allowed
Tax Assessed Value 293500
Virtual Tour https://listings.mmtriad.com/sites/rxowqaln/unbranded
Listing Terms Cash,Conventional,FHA

Interior Features

Basement Daylight,Finished,Walk-Out Access,Walk-Up Access,Other
Flooring Vinyl,Wood
Basement (Y/N) Yes
Window Features Insulated Window(s),Window Treatments
Fireplace Y/N No
Above Grade Finished Area 1152
Laundry Features In Basement,Laundry Room
Total Bedrooms 5
Below Grade Finished Area 1152
Total Baths 3
SqFt Main 1152
Bedroom 3

Exterior Features

Exterior Amenities Storage
Parking Features Driveway
Water Source City
Lot Size Area 0.35
Foundation Details Basement
Lot Dimensions 80x191x78x189
Road Surface Type Gravel,Paved
Door Features Mirrored Closet Door(s),Screen Door(s),Sliding Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Asheville Primary Elementary School
Middle School Asheville Middle School
High School Asheville High School

Price History

9/13/2026 Listed $625,000

Property vs Zip Code Average in 28801

Price
AVG $930K
$630K
Year Built
AVG 1951
1980
Visits
AVG 213
8
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

55 Congress Street Asheville, NC is a Single Family Home for sale at $625000 with 2304 sqft and a lot size of 0.35 Acres Acre(s). 55 Congress Street Asheville has 5 bedrooms, 3 baths and was built in 1980. The property's zip code is 28801 which is in Asheville, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

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423-817-9446

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