Keri Ragle

131 Spencer Street

Clyde, NC
$ 260,000 Beds 3 Baths 2 Sq 1,143
Monthly Estimate* How much can I afford?

*INVESTOR SPECIAL*  A 1983 charmer that has a clever layout and level .22 yard, this sweet home needs you!  The house needs a big creative renovation but there are many perks that will pay off with some old-fashioned sweat equity. 3 bedrooms, 2 full baths in over 1,100 sq ft feels even larger with the soaring ceiling in the dining room. The yard is perfect to fence-in for Fido, chickens and a garden with lovely grand oak tree in the back yard. The crawlspace is covered in heavy mil plastic with a sump pump.  Main level living with primary bedroom/bath and living areas are easy to access. The buyer could literally make this home a super cute dwelling as well as increase the value with each improvement giving a handsome ROI. Seller had home cleaned out and deep cleaned making the renovation process even easier.    Are you ready to Pintrest this place up, impress the world with your ideas and skill? Become Instagram famous as you document your progress as your vision comes to life. FB Marketplace and Habitat Restore will be your next BFF. Also, this home has great flip and rent potential. The After Repair Value (ARV) is a great example in investing. A 30 minute ride to Asheville, merely minutes from up and coming Canton downtown, close to all things Waynesville this home sits on a quiet street with city water and sewer, ready for you and your creative spirit to be unleashed. Buyer should look into several renovation loan packages, some are offering up to $75k!  Please ask your agent about more info in agent remarks. Come make this house a real home!

Single Family

  • Price
  • $ 260,000
  • City
  • Clyde
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HAYWOOD
  • Half Bathrooms
  • 0
  • Area
  • Haywood County
  • Lot Size
  • 0.22 Acres
  • Zip
  • 28721
  • Sqr Footage
  • 1,143
  • Year Built
  • 1983
  • Style
  • MLS#
  • 4417558
Listed By: Landon Key Realty; carol@lkeyrealty.com
Data Source: Canopy MLS

Features

General

Living Area 1143
Sewer Public Sewer
Heating Ductless,Electric,Kerosene,Other - See Remarks
Cooling Ceiling Fan(s),Ductless,Electric
Utilities Cable Available
Roof Architectural Shingle
Appliances Dishwasher,Electric Oven,Electric Range,Refrigerator,Washer/Dryer
Zoning CR-1
Patio/Porch Features Covered,Patio,Porch,Screened
Construction Materials Vinyl
Year Built 1983
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 8637-63-7387
Elevation 2000
County Haywood
New Construction No
Property Type Residential
HOA No
Subdivision Name Brookfield
Garage Y/N No
Other Structures Shed(s)
Full Baths 2
Directions Take exit 37 from I-40 Turn right onto US-19 S/US-23 S Pass by Sonic Drive-In (on the right in 6.3 mi)- Turn right onto Charles St 0.2 mi- Turn right onto Thickety Rd- Turn left onto Spencer St
High School Pisgah
City Clyde
Senior Community Y/N No
Open Parking Spaces 2
Lot Size Units Acres
Carport Y/N No
Elementary School Clyde
Middle/Junior High School Canton
Additional Parcels Y/N No
Standard Status Active Under Contract
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 116900
Listing Terms Cash,Conventional,FHA,FHA 203(K),USDA Loan,VA Loan

Interior Features

Interior Amenities Attic Other
Flooring Linoleum,Parquet,Other - See Remarks
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 1143
Laundry Features In Hall,Main Level
Total Bedrooms 3
Total Baths 2
SqFt Main 717
SqFt Upper 426
Bedroom 1

Exterior Features

Parking Features Driveway
Water Source City
Lot Size Area 0.22
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Other Equipment Fuel Tank - Owned
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Clyde Elementary School
Middle School Canton Middle School
High School Pisgah High School

Price History

8/25/2026 Listed $260,000

Property vs Zip Code Average in 28721

Price
AVG $620K
$260K
Year Built
AVG 1990
1983
Visits
AVG 197
48
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

131 Spencer Street Clyde, NC is a Single Family Home for sale at $260000 with 1143 sqft and a lot size of 0.22 Acres Acre(s). 131 Spencer Street Clyde has 3 bedrooms, 2 baths and was built in 1983. The property's zip code is 28721 which is in Clyde, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

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423-817-9446

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