Keri Ragle

1078 River Haven Avenue Sw

Concord, NC
$ 385,000 Beds 3 Baths 2.5 Sq 2,123
Monthly Estimate* How much can I afford?

Like-new feel at one of the most competitive price points in Haven at Rocky River. Built in 2021 and meticulously maintained by its original owner, this move-in-ready Concord home offers 2,123 sq ft, 3 bedrooms plus an oversized loft and 2.5 baths all the space of newer construction without the wait. The main-level primary suite includes a walk-in closet, with laundry also conveniently located on the main floor for everyday ease. The open kitchen, dining, and living areas are designed for connection, featuring an oversized island, quartz countertops, white cabinetry, stainless steel appliances, LVP flooring, updated lighting, and designer finishes throughout. Upstairs, two additional bedrooms and a large loft provide flexible space for a home office, media room, playroom, gym, or second living area. Four-panel sliding glass doors bring in abundant natural light and open to a fenced backyard with extended patio, creating an easy indoor-outdoor flow for relaxing or entertaining. An attached two-car garage and ample storage add everyday convenience. Prime Concord location with quick access to Hwy 601 and NC-49, minutes to Downtown Concord dining, shopping, and services, and an easy connection to the greater Charlotte metro for commuting and entertainment. At just five years old and thoughtfully upgraded throughout, this home stands out for its space, condition, location, and value. May qualify for 100% financing with preferred lender for qualified buyers. If you’ve been comparing new construction and homes under $400K in the Charlotte area, this one is a must-see.

Single Family

  • Price
  • $ 385,000
  • City
  • Concord
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CABARRUS
  • Half Bathrooms
  • 1
  • Area
  • Cabarrus County
  • Lot Size
  • 0.15 Acres
  • Zip
  • 28025
  • Sqr Footage
  • 2,123
  • Year Built
  • 2021
  • Style
  • MLS#
  • 4415097
Listed By: BG Luxe Realty; 980-689-8458
Data Source: Canopy MLS

Features

General

Living Area 2123
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Appliances Dishwasher,Disposal,Electric Range,Microwave,Oven
HOA Fee 556.98
Garage Spaces 2
Patio/Porch Features Patio
Construction Materials Vinyl
Year Built 2021
Levels Two
Property Subtype Single Family Residence
Parcel Number 5537-58-9647-0000
Assoc Fee Paid Per Annually
County Cabarrus
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Haven at Rocky River
Garage Y/N Yes
Full Baths 2
High School Central Cabarrus
City Concord
Association Name Red Rock Mgt
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School A.T. Allen
Middle/Junior High School C.C. Griffin
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 357950
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown
Flooring Carpet,Vinyl
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 2123
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 3
SqFt Main 1322
SqFt Garage 389
SqFt Upper 801
Bedroom 1

Exterior Features

Fencing Back Yard,Fenced,Privacy
Parking Features Attached Garage
Water Source City
Lot Size Area 0.15
Foundation Details Slab
Road Surface Type Concrete,Paved
Door Features Sliding Doors
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School A.t. Allen Elementary School
Middle School C.C. Griffin Middle School
High School Central Cabarrus High School

Price History

8/18/2026 Listed $389,900
9/3/2026 2% - $385,000

Property vs Zip Code Average in 28025

Price
AVG $480K
$390K
Year Built
AVG 1984
2021
Visits
AVG 190
68
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1078 River Haven Avenue Sw Concord, NC is a Single Family Home for sale at $385000 with 2123 sqft and a lot size of 0.15 Acres Acre(s). 1078 River Haven Avenue Sw Concord has 3 bedrooms, 2 baths and was built in 2021. The property's zip code is 28025 which is in Concord, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

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423-817-9446

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