Keri Ragle

16920 Harbor Master Cove

Cornelius, NC
$ 8,499,999 Beds 6 Baths 8 Sq 11,148 Virtual Tour
Monthly Estimate* How much can I afford?

Perched elegantly above Lake Norman's eastern shore and uniquely situated on one of The Peninsula's most desirable double lots, this trophy estate commands breathtaking expansive vistas from an unrivaled lakefront setting. Inspired by classic Mediterranean architecture and thoughtfully designed for refined living, the residence seamlessly balances grand scale with warmth and livability. From the moment of arrival, a sweeping motor court and stately façade set the tone for the home's sophisticated interiors, where soaring ceilings, custom craftsmanship, and expansive walls of glass create a seamless connection to the lake. Designed for both intimate gatherings and large-scale entertaining, the home offers beautifully curated living spaces, a chef's kitchen with premium appliances, luxurious private retreats, and multiple fireplaces that create warmth and character throughout the home's living and entertaining spaces. The spectacular lake level is an entertainer's dream, featuring a custom bar, wine storage and tasting area, billiards and recreation spaces, media and gathering areas, as well as seamless walkout access to the resort-style grounds beyond. A private guest suite with a full bath and walk-in closet provides ideal accommodations for extended family or overnight guests. Outdoors, an exceptional waterfront experience unfolds with an expansive pool and spa, covered terraces, outdoor kitchen, fireplace lounge, manicured grounds, private putting green, shoreline boardwalk, and a covered dock extending into the sparkling waters of Lake Norman. Every space has been thoughtfully positioned to capture the property's extraordinary water views and unforgettable sunsets. Recent improvements include fresh interior and exterior paint, brand-new carpeting, updated bathrooms, additional laundry room, newer HVAC systems, and the latest in Crestron smart home technology. Additional highlights include a fully finished four-car garage, substantial workshop and storage space, and negotiable furnishings for a truly turnkey opportunity. An exceptional offering where architecture, lifestyle, and location converge to create one of The Peninsula's most compelling waterfront residences.

Single Family

  • Price
  • $ 8,499,999
  • City
  • Cornelius
  • Bedrooms
  • 6
  • Full Bathrooms
  • 7
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 2
  • Area
  • Mecklenburg County
  • Lot Size
  • 1.015 Acres
  • Zip
  • 28031
  • Sqr Footage
  • 11,148
  • Year Built
  • 1997
  • Style
  • Mediterranean
  • MLS#
  • 4394741
Listed By: Ivester Jackson Christie's; reed@ivesterjackson.com
Data Source: Canopy MLS

Features

General

Living Area 11148
Sewer Public Sewer
Heating Central
Cooling Central Air
Roof Tile
Appliances Bar Fridge,Dishwasher,Disposal,Double Oven,Down Draft,Gas Range,Ice Maker,Microwave,Refrigerator,Refrigerator with Ice Maker,Wine Refrigerator,Other
Zoning GR
HOA Fee 787
Garage Spaces 4
Patio/Porch Features Covered,Deck,Front Porch,Patio,Terrace
Architectural Style Mediterranean
Pool Features Heated,In Ground,Outdoor Pool,Pool/Spa Combo,Salt Water
Security Features Security System
Construction Materials Hard Stucco
Year Built 1997
View Long Range,Water,Year Round
Levels Two
Property Subtype Single Family Residence
Parcel Number 001-322-48
Waterfront Features Boat Lift,Covered structure,Paddlesport Launch Site,Retaining Wall,Dock
Assoc Fee Paid Per Semi-Annually
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name The Peninsula
Garage Y/N Yes
Full Baths 7
Directions Harbor Light Boulevard and Harbor Master Cove.
High School Unspecified
City Cornelius
Body of Water Lake Norman
Association Name Premier Property Mgmnt.
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Virtual Tour https://listings.skycampictures.com/video/DWd4ZzDc7exBl74VRjydqRENd7c1Vd45dA4UDz1FIFw
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 5843100
Virtual Tour https://listings.skycampictures.com/video/DWd4ZzDc7exBl74VRjydqRENd7c1Vd45dA4UDz1FIFw
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Attic Walk In,Breakfast Bar,Built-in Features,Elevator,Entrance Foyer,Kitchen Island,Open Floorplan,Split Bedroom,Walk-In Closet(s),Wet Bar
Basement Basement Shop,Partially Finished,Storage Space,Walk-Out Access
Flooring Carpet,Tile,Vinyl,Wood
Fireplace Features Family Room,Gas,Great Room,Living Room,Outside,Primary Bedroom,Recreation Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 7916
Half Baths 2
Laundry Features Laundry Room,Main Level,Multiple Locations,Sink,Upper Level
Total Bedrooms 6
Below Grade Finished Area 3232
Total Baths 9
SqFt Main 4689
SqFt Garage 1280
SqFt Upper 3227
Bedroom 1

Exterior Features

Exterior Amenities In-Ground Irrigation,Porte-cochere,Other - See Remarks
Fencing Back Yard
Parking Features Circular Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry
Lot Features Corner Lot,Cul-De-Sac,Waterfront
Water Source City
Lot Size Area 1.015
Foundation Details Basement
Road Surface Type Other,Paved
Other Parking Paver driveway with porte-cochere,and 4 car garage. (Two 2-car garages)
Other Equipment Generator,Surround Sound
Builder Model Custom
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

6/27/2026 Listed $8,499,999

Property vs Zip Code Average in 28031

Price
AVG $1.96M
$8.5M
Year Built
AVG 1998
1997
Visits
AVG 244
266
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

16920 Harbor Master Cove Cornelius, NC is a Single Family Home for sale at $8499999 with 11148 sqft and a lot size of 1.015 Acres Acre(s). 16920 Harbor Master Cove Cornelius has 6 bedrooms, 7 baths and was built in 1997. The property's zip code is 28031 which is in Cornelius, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

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423-817-9446

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