Keri Ragle

97 Covered Bridge Road

Stecoah, NC
$ 449,000 Beds 3 Baths 3 Sq 2,580
Monthly Estimate* How much can I afford?

Tucked away in the scenic beauty of Stecoah, this charming mountain cabin offers the perfect blend of comfort, adventure, and versatility. Step inside to soaring ceilings and a stunning stone, wood-burning fireplace that draws you in with a warm, open atmosphere. The light-filled kitchen and open floor plan are ideal for everyday living or entertaining. The two main-level bedrooms and two full baths promote privacy and relaxation. Plenty of outdoor living space with decks, patios, and a fire pit designed for year-round enjoyment, whether sipping morning coffee or relaxing after your day's adventures. Downstairs, an apartment with interior and exterior access offers flexibility for guests, rental income, or multigenerational living. The oversized two-car garage provides storage for vehicles, tools, and gear. Conveniently located with easy access - minutes to Fontana, Santeetlah, and Cheoah lakes, the Great Smoky Mtns NP, and national forests. Enjoy boating, hiking, rafting, kayaking, mountain biking, horseback riding, fishing, and the famous Tail of the Dragon. Perfect as a full-time home, vacation retreat, or investment opportunity, this property delivers the lifestyle you've been looking for.

Single Family

  • Price
  • $ 449,000
  • City
  • Stecoah
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • GRAHAM
  • Half Bathrooms
  • 0
  • Area
  • Graham County
  • Lot Size
  • 0.766 Acres
  • Zip
  • 98771
  • Sqr Footage
  • 2,580
  • Year Built
  • 1993
  • Style
  • Cabin
  • MLS#
  • 4377921
Listed By: Evergreen Mountain Realty Group LLC; braden@evergreenwnc.com
Data Source: Canopy MLS

Features

General

Living Area 2580
Sewer Septic Installed
Heating Central,Electric,Forced Air,Heat Pump
Cooling Ceiling Fan(s),Central Air,Electric,Heat Pump
Utilities Satellite Internet Available
Roof Composition
Appliances Dishwasher,Double Oven,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Wall Oven,Washer/Dryer
HOA Fee 350
Garage Spaces 2
Patio/Porch Features Covered,Deck,Front Porch,Patio,Porch,Rear Porch
Architectural Style Cabin
Construction Materials Wood
Year Built 1993
Levels Two
Property Subtype Single Family Residence
Parcel Number 569300020031
Elevation 1500
Assoc Fee Paid Per Annually
County Graham
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Pine Lake Ridge
Garage Y/N Yes
Full Baths 3
Directions From Robbinsville,take 143E,turn left on Hwy 28N. Go 2.2 Miles,turn right onto Pink Sawyer Rd. From Bryson City,take 74W to 28N. Go 12.3 miles,turn right onto Pink Sawyer Rd. DO NOT FOLLOW GPS INTO
High School Graham
City Stecoah
Association Name PLR Development
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Graham
Middle/Junior High School Graham
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Livestock Restriction,Short Term Rental Allowed,Square Feet,Subdivision
Tax Assessed Value 256000
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Central Vacuum,Entrance Foyer,Open Floorplan,Storage
Basement Apartment,Basement Garage Door,Basement Shop,Daylight,Finished,Storage Space,Walk-Out Access
Flooring Carpet,Linoleum,Wood
Fireplace Features Great Room,Wood Burning
Basement (Y/N) Yes
Window Features Insulated Window(s),Window Treatments
Fireplace Y/N Yes
Above Grade Finished Area 1570
Laundry Features In Garage,Laundry Room,Main Level,Multiple Locations
Total Bedrooms 3
Below Grade Finished Area 1010
Total Baths 3
SqFt Main 1570
Bedroom 2

Exterior Features

Exterior Amenities Fire Pit
Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage Shop
Lot Features Private,Wooded,Views
Water Source Well
Lot Size Area 0.766
Foundation Details Slab
Road Surface Type Gravel
Door Features French Doors,Insulated Door(s),Screen Door(s)
Road Responsibility Road Maintenance Agreement
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Graham Elementary School
Middle School Graham Middle School
High School Graham High School

Price History

5/4/2026 Listed $449,000

Property vs Zip Code Average in 98771

Price
AVG $450K
$450K
Year Built
AVG 1993
1993
Visits
AVG 159
158
Data Provided by Inside Real Estate®

Areas That We Cover

97 Covered Bridge Road Stecoah, NC is a Single Family Home for sale at $449000 with 2580 sqft and a lot size of 0.766 Acres Acre(s). 97 Covered Bridge Road Stecoah has 3 bedrooms, 3 baths and was built in 1993. The property's zip code is 98771 which is in Stecoah, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

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423-817-9446

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