Keri Ragle

1255 Gardenia Drive # 40

Mt Ulla, NC
$ 563,900 Beds 4 Baths 3.5 Sq 3,222
Monthly Estimate* How much can I afford?

Only $1,000 down to write a contract—don’t miss this exceptional opportunity to own brand-new construction in the desirable McNeely Farms community in Mt. Ulla, NC! Situated on a spacious 1.01-acre homesite, this new construction home offers peaceful country living just minutes from downtown Mooresville, shopping, dining, and convenient access to I-77 and I-85.This thoughtfully designed 3222 sf basement with 3 car garage home features 4 bedrooms, 3 full baths, a dedicated flex space/office, and a fully finished basement—perfect for today’s versatile lifestyle. The main level includes 3 bedrooms and 2 baths, along with a spacious open-concept kitchen showcasing quartz countertops, a large center island, tiled backsplash, and a gourmet stainless steel appliance package.The finished basement expands your living space with an additional bedroom, a flex room or office, and an impressive 27’ x 20’ recreation room—ideal for entertaining, a home gym, or media space. Enjoy seamless indoor-outdoor living with walk-out access to a patio and a private, level backyard.Laminate wood flooring flows throughout the main living areas. The primary suite offers a relaxing retreat, complete with a beautifully tiled 5-foot shower.Step outside to a 16’ x 14’ covered deck overlooking the serene surroundings—perfect for enjoying quiet mornings or evening gatherings. Exterior features include durable Hardie board siding and an upgraded stone package, all with the added benefit of no HOA fees. Closing cost paid (except prepaids and points) with use of preferred lender. Flex cash available to lower interest rate!!

Single Family

  • Price
  • $ 563,900
  • City
  • Mt Ulla
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • ROWAN
  • Half Bathrooms
  • 1
  • Area
  • Rowan County
  • Lot Size
  • 1.01 Acres
  • Zip
  • 28125
  • Sqr Footage
  • 3,222
  • Year Built
  • 2026
  • Style
  • Ranch
  • MLS#
  • 4363142
Listed By: Adams Homes Realty-NC, Inc.; Rebecca.Spires@AdamsHomes.com
Data Source: Canopy MLS

Features

General

Living Area 3222
Sewer Septic Installed
Heating Electric,Heat Pump
Cooling Central Air,Electric
Utilities Cable Available,Electricity Connected,Underground Utilities
Roof Architectural Shingle
Appliances Convection Microwave,Convection Oven,Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater
Development Status Completed
Zoning RA
Garage Spaces 3
Patio/Porch Features Covered,Porch,Rear Porch
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Cedar Shake,Hardboard Siding,Stone Veneer
Year Built 2026
Levels One
Unit Number 40
Property Subtype Single Family Residence
Parcel Number 571A040
County Rowan
New Construction Yes
Property Type Residential
HOA No
Subdivision Name McNeely Farms
Garage Y/N Yes
Full Baths 3
High School West Rowan
City Mt Ulla
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Mount Ulla
Middle/Junior High School West Rowan
Additional Parcels Y/N No
Builder Name Adams Homes
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 36125
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Basement Finished,Walk-Out Access
Flooring Carpet,Laminate,Vinyl
Basement (Y/N) Yes
Window Features Insulated Window(s)
Fireplace Y/N No
Above Grade Finished Area 1709
Half Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Below Grade Finished Area 1513
Total Baths 4
SqFt Main 1709
Bedroom 3

Exterior Features

Parking Features Driveway,Attached Garage
Water Source Well
Lot Size Area 1.01
Foundation Details Basement
Road Surface Type Concrete,Paved
Door Features Insulated Door(s)
Builder Model 1709AVBTG/ Basement
Road Responsibility Dedicated to Public Use Pending Acceptance
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mount Ulla Elementary School
Middle School West Rowan Middle School
High School West Rowan High School

Price History

4/6/2026 Listed $555,900

Property vs Zip Code Average in 28125

Price
AVG $800K
$560K
Year Built
AVG 2009
2026
Visits
AVG 242
576
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1255 Gardenia Drive # 40 Mt Ulla, NC is a Single Family Home for sale at $563900 with 3222 sqft and a lot size of 1.01 Acres Acre(s). 1255 Gardenia Drive # 40 Mt Ulla has 4 bedrooms, 3 baths and was built in 2026. The property's zip code is 28125 which is in Mt Ulla, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

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423-817-9446

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