Keri Ragle

692 Lost Trail

Highlands, NC
$ 3,900,000 Beds 3 Baths 3 Sq 4,241 Virtual Tour
Monthly Estimate* How much can I afford?

Built in 2021 and positioned on approximately 1.96 acres, this contemporary mountain residence offers refined craftsmanship, modern comforts, and striking Whiteside Mountain views from every room on the main level and many rooms on the lower level. Located within the gated Cullasaja Club community in Highlands, NC, the home captures the relaxed elegance and natural beauty of the Highlands-Cashiers Plateau. The main level centers around a spacious great room with soaring ceilings and a gas fireplace shared with the primary owner’s suite. Expansive sliding glass doors frame the mountain landscape and open to a screened porch with a wood-burning fireplace, creating a seamless indoor-outdoor living experience. The porch connects to an open deck accessed from the primary suite. The primary bedroom is located on the main level and features mountain views along with a generous ensuite bath that includes a soaking tub, glass walk-in shower, and walk-in closets. The kitchen blends clean design with high-end functionality and features built-in appliances including a gas stove and double ovens. A formal dining area and casual dining space provide flexibility for everyday living and entertaining. The lower level offers additional living space designed for comfort and recreation. Two guest bedrooms share a Jack-and-Jill bath, while the recreation room includes a fireplace, pool table area, and wet bar. Sliding doors lead to a covered deck with a hot tub. Large windows throughout the home bring natural light indoors while showcasing the impressive mountain views. Approved membership provides access to Cullasaja Club’s world-class amenities, including an Arnold Palmer–designed championship golf course, clubhouse dining, wellness facilities, tennis, swimming, and a vibrant social calendar. Additional features include lake access to Ravenel Lake and an extensive trail network throughout the community, with connections to the adjoining National Forest.

Single Family

  • Price
  • $ 3,900,000
  • City
  • Highlands
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • JACKSON
  • Half Bathrooms
  • 2
  • Area
  • Jackson County
  • Lot Size
  • 1.96 Acres
  • Zip
  • 28741
  • Sqr Footage
  • 4,241
  • Year Built
  • 2021
  • Style
  • Traditional
  • MLS#
  • 4360852
Listed By: MOUNTAIN LIFE REAL ESTATE, LLC; doug@mountainlifere.com
Data Source: Canopy MLS

Features

General

Living Area 4241
Sewer Private Sewer
Heating Central,Heat Pump
Cooling Ceiling Fan(s),Central Air
Utilities Electricity Connected,Fiber Optics,Propane,Underground Utilities
Roof Architectural Shingle,Metal
Appliances Bar Fridge,Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,Exhaust Hood,Gas Cooktop,Microwave,Refrigerator,Washer,Wine Refrigerator
Development Status Completed
HOA Fee 6024
Garage Spaces 2
Patio/Porch Features Balcony,Covered,Deck,Enclosed,Front Porch,Screened
Architectural Style Traditional
Security Features Security Service
Construction Materials Stone Veneer,Wood
Year Built 2021
View Mountain(s),Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 7550-57-5277
Elevation 3500
Waterfront Features Boat Slip – Community
Community Features Gated,Lake Access,Walking Trails
Assoc Fee Paid Per Annually
County Jackson
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Cullasaja Club
Garage Y/N Yes
Other Structures None
Full Baths 2
Directions From Highlands,take Highway 64E/N 4th St towards Cashiers. In approximately 4 miles,turn RIGHT into Cullasaja Club. Take Cullasaja Club Dr for 2 miles+/- then LEFT onto Lost Trail. Continue about 1/2
High School Unspecified
City Highlands
Body of Water Ravenel Lake
Association Name Cullasaja HOA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Virtual Tour https://692lost.renewyourlifestyle.com/
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Deed,Manufactured Home Not Allowed,Modular Not Allowed,Rental – See Restrictions Description,Signage,Use
Tax Assessed Value 2740448
Virtual Tour https://692lost.renewyourlifestyle.com/
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Breakfast Bar,Built-in Features,Hot Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry,Wet Bar
Basement Daylight,Finished,Full,Interior Entry
Flooring Carpet,Tile,Wood
Fireplace Features Den,Gas,Great Room,Outside,Primary Bedroom,Propane,Recreation Room,See Through
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2486
Half Baths 2
Laundry Features In Kitchen,Laundry Room,Main Level
Total Bedrooms 3
Below Grade Finished Area 1755
Total Baths 4
SqFt Main 2486
Bedroom 1

Exterior Features

Exterior Amenities Above Ground Hot Tub / Spa
Parking Features Driveway,Attached Garage,Garage Faces Front,Golf Cart Garage,Keypad Entry
Lot Features Sloped,Views
Water Source Community Well
Lot Size Area 1.96
Foundation Details Basement
Road Surface Type Asphalt,Paved
Other Equipment Fuel Tank - Leased
Road Responsibility Road Maintenance Agreement
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

3/23/2026 Listed $4,750,000
5/28/2026 11% - $4,250,000
7/16/2026 9% - $3,900,000

Property vs Zip Code Average in 28741

Price
AVG $2.65M
$3.9M
Year Built
AVG 1992
2021
Visits
AVG 11
278
Data Provided by Inside Real Estate®

Areas That We Cover

692 Lost Trail Highlands, NC is a Single Family Home for sale at $3900000 with 4241 sqft and a lot size of 1.96 Acres Acre(s). 692 Lost Trail Highlands has 3 bedrooms, 2 baths and was built in 2021. The property's zip code is 28741 which is in Highlands, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

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423-817-9446

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