Keri Ragle

10 Otter Cove Court

Nebo, NC
$ 2,825,000 Beds 3 Baths 5.5 Sq 5,326 Virtual Tour
Monthly Estimate* How much can I afford?

Without a doubt, one of Lake James’ finest and most impeccably crafted custom homes, showcasing an exceptional blend of luxury and design. Situated on a 1.15-acre waterfront lot, the property features a gentle grade with effortless access to approximately 430 feet of pristine shoreline, complete with a private covered dock, golf cart path, waterside gazebo, and firepit area. Upon entry, you’re welcomed by a stunning open-concept design beneath soaring 16-foot ceilings, anchored by a striking stone fireplace and expansive windows that perfectly frame the breathtaking water views. The main level offers a thoughtfully designed split-bedroom floor plan, featuring two primary-style suites, each appointed with high-end ensuite baths and spacious walk-in closets. Designed to impress, the gourmet kitchen showcases beautifully crafted solid wood cabinetry, commercial-grade Thermador appliances, an oversized island, quartz countertops, an open dining area, a handcrafted iron hood, and a hidden butler’s pantry. The main level also includes a conveniently located powder room and a well-appointed laundry room just off the expansive three-car garage. The lower level continues to capture sweeping water views and is designed for both relaxation and entertaining, offering a spacious family room with wet bar and refrigerator, a theatre and game room, an additional bedroom, a children’s play nook, two flexible office spaces, ideal as fourth and fifth bedrooms, three additional bathrooms, a safe room, and a sub-basement. Notable features throughout the home include real hardwood flooring, a tankless water heater, Hardie siding, 9-foot garage doors, 12 to 16 foot ceilings, a water filtration system, custom iron cabinetry hardware and deck railings, a termite bait system, Generac generator, 2x6 framing, spray foam insulation, Superior Walls construction, leaf filtration system, professional landscaping, and a 400-amp electrical service. The exterior is equally impressive, ideally positioned within a quiet cul-de-sac and thoughtfully oriented toward the water. Enhancements include dock and landscape lighting, a golf cart path to the shoreline, and two covered Trex decks along with a spacious patio, creating the perfect setting to enjoy and entertain while making lasting Lake James memories. Broker Open House | April 18th | 11:30 AM to 12:30 PM

Single Family

  • Price
  • $ 2,825,000
  • City
  • Nebo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 5
  • County
  • MCDOWELL
  • Half Bathrooms
  • 1
  • Area
  • McDowell County
  • Lot Size
  • 1.15 Acres
  • Zip
  • 28761
  • Sqr Footage
  • 5,326
  • Year Built
  • 2022
  • Style
  • MLS#
  • 4356573
Listed By: WNC Real Estate at Lake James; ChristieLeonardHomes@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 5326
Sewer Septic Installed
Heating Ductless,Heat Pump
Cooling Central Air,Ductless
Utilities Electricity Connected,Propane,Satellite Internet Available
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Double Oven,Electric Oven,Exhaust Hood,Filtration System,Gas Cooktop,Gas Water Heater,Propane Water Heater,Refrigerator with Ice Maker,Tankless Water Heater,Wall Oven,Washer/Dryer
HOA Fee 1350
Garage Spaces 3
Patio/Porch Features Covered,Deck
Security Features Smoke Detector(s)
Construction Materials Hardboard Siding,Stone
Year Built 2022
View Water,Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 1724716327
Waterfront Features Boat Lift,Covered structure,Dock,Other - See Remarks
Community Features Other
Accessibility Mobility Friendly Flooring
Assoc Fee Paid Per Annually
County McDowell
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Sunset Point
Garage Y/N Yes
Other Structures Gazebo
Full Baths 5
High School McDowell
City Nebo
Body of Water Lake James
Association Name Jim Hollifield
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Nebo
Middle/Junior High School East McDowell
Additional Parcels Y/N No
Virtual Tour https://youtu.be/CEfvqf5ybD8
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Building,Deed,Subdivision
Tax Assessed Value 969570
Virtual Tour https://youtu.be/CEfvqf5ybD8
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Amenities Built-in Features,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Storage,Walk-In Closet(s),Walk-In Pantry,Wet Bar,Other - See Remarks
Basement Basement Shop,Full,Interior Entry,Multiple Below-Grade Levels,Storage Space
Flooring Carpet,Tile,Vinyl,Wood
Fireplace Features Living Room
Basement (Y/N) Yes
Window Features Window Treatments
Fireplace Y/N Yes
Above Grade Finished Area 2197
Half Baths 1
Laundry Features Electric Dryer Hookup,Inside,Laundry Closet,Laundry Room,Lower Level,Main Level
Total Bedrooms 3
Below Grade Finished Area 3129
Total Baths 6
SqFt Main 2197
SqFt Garage 834
Bedroom 2

Exterior Features

Exterior Amenities Fire Pit,Dock - Floating,Other - See Remarks
Parking Features Attached Garage,Garage Door Opener,Garage Faces Front,Other - See Remarks
Lot Features Cul-De-Sac,Rolling Slope,Views,Waterfront
Water Source Community Well
Lot Size Area 1.15
Foundation Details Basement,Other - See Remarks
Road Surface Type Concrete,Paved
Door Features Sliding Doors
Other Equipment Fuel Tank - Owned
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Nebo Elementary School
Middle School East McDowell Middle School
High School McDowell High School

Price History

4/16/2026 Listed $2,900,000
5/7/2026 3% - $2,825,000

Property vs Zip Code Average in 28761

Price
AVG $1.09M
$2.83M
Year Built
AVG 2006
2022
Visits
AVG 293
369
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

10 Otter Cove Court Nebo, NC is a Single Family Home for sale at $2825000 with 5326 sqft and a lot size of 1.15 Acres Acre(s). 10 Otter Cove Court Nebo has 3 bedrooms, 5 baths and was built in 2022. The property's zip code is 28761 which is in Nebo, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

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423-817-9446

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