Keri Ragle

98 Choga Ridge

Whittier, NC
$ 499,900 Beds 3 Baths 2.5 Sq 2,404
Monthly Estimate* How much can I afford?

Discover this inviting 3-bedroom, 2.5-bathroom home nestled on a private 1.46-acre lot in the desirable Indian Hills Est neighborhood. The residence offers approximately 2,453 square feet of comfortable living space, featuring a gable roof with asphalt shingles, durable frame construction with wood shingle accents, and a cozy wood-burning fireplace. Situated on a paved, private road with scenic views, this home provides a peaceful setting with well and septic utilities. Built with quality materials and in an outstanding location, making it an excellent choice for those seeking privacy, natural beauty, and a welcoming place to call home. The home is approximately one mile from the casino and other amenities in Cherokee. With the proximity to Cherokee and the casino this property would be perfect for a short term rental.

Single Family

  • Price
  • $ 499,900
  • City
  • Whittier
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • JACKSON
  • Half Bathrooms
  • 1
  • Area
  • Jackson County
  • Lot Size
  • 1.46 Acres
  • Zip
  • 28789
  • Sqr Footage
  • 2,404
  • Year Built
  • 2000
  • Style
  • MLS#
  • 4270600
Listed By: RE/MAX Executive; womackbenjamin@aol.com
Data Source: Canopy MLS

Features

General

Living Area 2404
Sewer Septic Installed
Heating Heat Pump
Cooling Heat Pump
Roof Architectural Shingle
Appliances Dishwasher,Microwave,Refrigerator with Ice Maker
Garage Spaces 2
Construction Materials Wood
Year Built 2000
Levels Two
Property Subtype Single Family Residence
Parcel Number 7614-88-6507
Waterfront Features None
Community Features None
County Jackson
New Construction No
Property Type Residential
HOA No
Subdivision Name Indian Hills Estates
Garage Y/N Yes
Full Baths 2
Directions If driving to property by GPS please drive further than suggested and look for the sign. Take the ramp onto US-74 W/Great Smoky Mountains Expy 25.7 mi Slight right onto the US-441 ramp to Grea
High School Unspecified
City Whittier
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 324350
Listing Terms Cash,Conventional

Interior Features

Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 2404
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 3
SqFt Main 1646
SqFt Upper 758
Bedroom 1

Exterior Features

Parking Features Driveway,Attached Garage
Lot Features Cleared
Water Source Well
Lot Size Area 1.46
Foundation Details Crawl Space
Road Surface Type Asphalt,Paved
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

6/19/2025 Listed $599,000
8/4/2025 2% - $589,000
9/18/2025 5% - $560,000
3/15/2026 3% - $545,000
6/8/2026 9% - $499,900

Property vs Zip Code Average in 28789

Price
AVG $630K
$500K
Year Built
AVG 1995
2000
Visits
AVG 226
56
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

98 Choga Ridge Whittier, NC is a Single Family Home for sale at $499900 with 2404 sqft and a lot size of 1.46 Acres Acre(s). 98 Choga Ridge Whittier has 3 bedrooms, 2 baths and was built in 2000. The property's zip code is 28789 which is in Whittier, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

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423-817-9446

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