Keri Ragle

1023 W Laurel Way

Monterey, TN
$ 389,900 Beds 3 Baths 2.5 Sq 1,837
Monthly Estimate* How much can I afford?

Some homes ask you to compromise between land and convenience, but this one in Cumberland Cove doesn't. 4.1 acres, a 2022 build freshened up in 2025, and modern construction with a layout that actually works for everyday living. The kitchen has been refreshed with quartz countertops, stainless appliances, and durable LVP flooring, so the low-maintenance setup starts the day you move in. A main level primary suite keeps daily life simple, while upstairs adds two bedrooms, a full bath, and a loft suited to a home office, bonus room, or guest space. Covered front and back porches look out over nearly four acres of wooded privacy with room to expand, garden, or just enjoy some distance from your neighbors. Cumberland Cove also puts private trails, waterfalls, and scenic overlooks within easy reach, all without giving up the convenience of being close to town. It's a rare pairing of privacy and convenience... and it's ready whenever you are.

Active

  • Price
  • $ 389,900
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Putnam
  • Half Bathrooms
  • 1
  • Area
  • Putnam County
  • Lot Size
  • 4.1 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 1,837
  • Year Built
  • 2022
  • Taxes
  • $ 1510
  • Style
  • A-Frame
  • MLS#
  • 1351098
Listed By: The Real Estate Collective
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Cooling,Ceiling Fan(s)
Appliances Dishwasher,Range,Refrigerator,Self Cleaning Oven
HOA Fee 138
Garage Spaces 1
Architectural Style A-Frame
Security Features Smoke Detector
Construction Materials Brick,Frame,Other
Year Built 2022
Property Subtype Single Family Residence
Assoc Fee Paid Per Yearly
County Putnam County - 53
Property Type Single Family
HOA true
Attached Garage false
Subdivision Name Cumberland Cove
Total Rooms 6
Full Baths 2
Status Active
Directions From PCCH: right onto S Washington Ave, left onto E Spring St, left to merge onto I-40 East towards Knoxville, take exit 301 onto US-70N, right onto State Route 24, right onto Cumberland Cove Rd, right onto W Laurel Way, destination on your left. Sign on property.
City Monterey
MLS Area Putnam County - 53
Lot Size Units Acres
Lot Size Square Feet 1837
Property Attached Y/N false
MLS Area Minor Putnam County - 53
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet
Fireplace Features None
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Total Bedrooms 3
Total Baths 3

Exterior Features

Parking Features Main Level,Other
Lot Features Wooded,Rolling Slope
Water Source Public
Lot Size Area 4.1
Building Area Total 1837
Lot Size Acres 4.1
Lot Size Source Owner

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Kingsport, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/7/2026 Listed $395,000
9/12/2026 1% - $389,900

Property vs Zip Code Average in 38574

Price
AVG $450K
$390K
Taxes
AVG $1,050
$1,510
Year Built
AVG 2002
2022

In The Neighborhood

Areas That We Cover

1023 W Laurel Way Monterey, TN is a Single Family Home for sale at $389900 with 1837 sqft and a lot size of 4.1 Acres Acre(s). 1023 W Laurel Way Monterey has 3 bedrooms, 2 baths and was built in 2022. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Keri Ragle

Keri Ragle

Affiliate Broker

423-817-9446

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